Optimal routing of payments

A method, comprising:

• receiving, by a computing device, a payment request from a source network hub;
• identifying, by the computing device, a plurality of routes from a global transaction router to a plurality of respective destination network hubs;
• calculating, by the computing device, a score for individual routes of the plurality of routes, the score being based on a plurality of routing factors;
• selecting, by the computing device, one of the plurality of routes based on the score;
• and
• causing, by the computing device, the payment request to be provided to a destination network hub on the one of the plurality of routes.

A non-transitory, computer-readable medium, comprising a global transaction router hosted by a first supernetwork instance, the global transaction router comprising machine-readable instructions, when executed by a processor of a computing device, cause the computing device to at least:

• receive a payment request, the payment request from a source network hub;
• identify a plurality of routes from the global transaction router to a plurality of respective destination network hubs;
• calculate a score for individual routes of the plurality of routes, the score being based on a plurality of routing factors;
• select one of the plurality of routes based on the score;
• and
• cause the payment request to be provided to a destination network hub on the one of the plurality of routes.