Conversion of cryptocurrency transactions to central bank digital currency for merchant systems

A method, comprising:

• identifying, by a computing device, a cryptocurrency request for a pending transaction of an item, the pending transaction being received from a point of sale (POS) device, the pending transaction comprising a first token;
• determining, by the computing device, a cryptocurrency amount for the item based at least in part on an exchange rate;
• receiving, by the computing device, an approval of the cryptocurrency amount from a client device associated with the first token;
• transmitting, by the computing device, an instruction to a cryptocurrency exchange for a withdrawal of the cryptocurrency amount based at least in part on the approval, the instruction comprising a second token of a user account;
• and
• transmitting, by the computing device, an authorized transaction notification to the POS device in response to a confirmation of the withdrawal of the cryptocurrency amount.

A system, comprising:

• a computing device comprising a processor and a memory;
• and
• machine-readable instructions stored in the memory that, when executed by the processor, cause the computing device to at least:
• receive an activation instruction for a cryptocurrency request of an item from a remote computing device of a provider, the cryptocurrency request being associated with a pending transaction for a point of sale (POS) device;
• display a user interface that includes a cryptocurrency amount of the item and transaction data associated with the pending transaction for the item;
• receive an acceptance of the cryptocurrency amount from the user interface;
• and
• cause a blockchain transfer for the cryptocurrency amount to be transmitted to a cryptocurrency blockchain based at least in part on the acceptance of the cryptocurrency amount.