Systems and methods for credential-based transactions over a network

A method for transacting over a computer network, the method comprising:

• receiving from a first agent operating on a first computing system on behalf of a first entity by a second agent operating on a second computing system at least a first indication indicating transacting by the first agent at a plurality of first network locations based on at least a first cryptographically verifiable credential;
• determining by the second agent at least one assessment of the first entity based on the at least the first indication indicating the transacting by the first agent at the plurality of first network locations based on the at least the first cryptographically verifiable credential;
• generating by the second agent at least a second cryptographically verifiable credential as at least one digitally signed credential based on the at least one assessment of the first entity;
• and
• transmitting by the second agent the at least the second cryptographically verifiable credential to the first agent.

A method for transacting over a computer network, the method comprising:

• transacting on behalf of a first entity at a plurality of first network locations based on at least a first cryptographically verifiable credential for a plurality of first network-enabled services;
• determining at least one assessment of the first entity based on the transacting on behalf of the first entity at the plurality of first network locations based on the at least the first cryptographically verifiable credential;
• generating at least a second cryptographically verifiable credential as at least one digitally signed credential based on the at least one assessment of the first entity;
• and
• transacting on behalf of the first entity at at least a second network location based on the at least the second cryptographically verifiable credential for a second network-enabled service.

A method comprising:

• collecting from a plurality of clients operating on behalf of a plurality of users a plurality of credential type sets and indications of where in a network the plurality of credential type sets were used;
• determining a prevalence of use of the plurality of credential type sets at a plurality of network-accessible sites;
• monitoring the plurality of network-accessible sites to determine a plurality of risk assessments of the plurality of network-accessible sites;
• determining scores of the plurality of credential type sets based on the prevalence of use of the plurality of credential type sets at the plurality of network-accessible sites and the risk assessments of the plurality of network-accessible sites;
• comparing the scores of particular credential type sets of the plurality of credential type sets from a particular client operating on behalf of a particular user to the scores of the plurality of credential type sets to determine a credential use assessment for the particular user;
• and
• providing the credential use assessment to the particular user.