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US 2024/0203203 A1Published application
Funding gaming establishment account with external account payment instrument
AssigneeIgt
InventorsJeffery Shepherd, Kevin Higgins
Life of this patent
Estimating the term…
Abstract
Systems and methods that enable indirect fund transfers between a gaming establishment account and an external account accessed in association with a payment instrument, such as a debit card.
Claims20
A system comprising:
- a processor;
- and
- a memory device that stores a plurality of instructions that, when executed by the processor responsive to a debit card initiated request to transfer an amount of funds to a gaming establishment account from an external account associated with a debit card, cause the processor to:
- communicate, to a first server of a first financial institution, data associated with the amount of funds and data associated with the external account, wherein the external account is maintained in association with the first financial institution independent of any gaming establishment, and
- responsive to the first server of the first financial institution communicating an approval of the debit card initiated request to a second server of a second financial institution that maintains a backing financial institution account associated with a gaming establishment, cause a transfer of the amount of funds from the backing financial institution account associated with the gaming establishment to the gaming establishment account.
2 more elements
A system comprising:
- a processor;
- and
- a memory device that stores a plurality of instructions that, when executed by the processor responsive to a debit card initiated request to transfer an amount of funds to a gaming establishment account from an external account associated with a debit card and an approval of the request, cause the processor to increase, based on the amount of funds, a balance of the gaming establishment account following an indirect transfer associated with a modification of a balance of a backing financial institution account associated with a gaming establishment, wherein following an occurrence of a settlement event and in association with a decrease of a balance of the external account, the balance of the backing financial institution account associated with the gaming establishment is increased.
A method of operating a system, the method comprising:
- responsive to a debit card initiated request to transfer an amount of funds to a gaming establishment account from an external account associated with a debit card:
- causing, by a processor, a communication to a first server of a first financial institution of data associated with the amount of funds and of data associated with the external account, wherein the external account is maintained in association with the first financial institution independent of any gaming establishment, and
- responsive to the first server of the first financial institution communicating an approval of the debit card initiated request to a second server of a second financial institution that maintains a backing financial institution account associated with a gaming establishment, causing a transfer of the amount of funds from the backing financial institution account associated with the gaming establishment to the gaming establishment account.
Dependencies are inferred from the claim text.