Information processing apparatus and method

An information processing method, comprising:

• storing user data in a memory;
• receiving authentication information that indicates that a user is authenticated;
• loading the user data that indicates a behavior of the authenticated user, biological information of the authenticated user, and a driving history of the authenticated user;
• calculating insurance information based on the user data, wherein the insurance information comprises at least one of an insurance premium, an amount changed from an original insurance premium, or the insurance premium with the changed amount;
• and
• transmitting the insurance information to at least one of a terminal device or a vehicle.

A non-transitory computer-readable medium having stored thereon, computer-executable instructions which, when executed by a computer, cause the computer to execute operations, the operations comprising:

• storing user data in a memory;
• receiving authentication information that indicates that a user is authenticated;
• loading the user data that indicates a behavior of the authenticated user, biological information of the authenticated user, and a driving history of the authenticated user;
• calculating insurance information based on the user data, wherein the insurance information comprises at least one of an insurance premium, an amount changed from an original insurance premium, or the insurance premium with the changed amount;
• and
• transmitting the insurance information to at least one of a terminal device or a vehicle.

An information processing apparatus, comprising:

• circuitry configured to:
• receive authentication Information that indicates that a user is authenticated;
• receive, from at least one of a terminal device or a vehicle, user data that indicates a behavior of the authenticated user, biological information of the authenticated user, and a driving history of the authenticated user;
• calculate insurance information based on the user data, wherein the insurance information comprises at least one of an insurance premium, an amount changed from an original insurance premium, or the insurance premium with the changed amount;
• and
• transmit the insurance information to the at least one of the terminal device or the vehicle.

An information processing method, comprising:

• receiving authentication Information that indicates that a user is authenticated;
• receiving, from at least one of a terminal device or a vehicle, user data that indicates a behavior of the authenticated user, biological information of the authenticated user, and a driving history of the authenticated user;
• calculating insurance information based on the user data, wherein the insurance information comprises at least one of an insurance premium, an amount changed from an original insurance premium, and the insurance premium with the changed amount;
• and
• transmitting the insurance information to the at least one of the terminal device or the vehicle.

A non-transitory computer-readable medium having stored thereon, computer-executable instructions which, when executed by a computer, cause the computer to execute operations, the operations comprising:

• receiving authentication Information that indicates that a user is authenticated;
• receiving, from at least one of a terminal device or a vehicle, user data that indicates a behavior of the authenticated user, biological information of the authenticated user, and a driving history of the authenticated user;
• calculating an insurance information based on the user data, wherein the insurance information comprises at least one of an insurance premium, an amount changed from an original insurance premium, or the insurance premium with the changed amount;
• and
• transmitting the insurance information to the at least one of the terminal device or the vehicle.