Funding central bank digital currency (cbdc) wallet accounts

A method, comprising:

• receiving a request to fund a central bank digital currency (CBDC) wallet associated with a CBDC wallet address with fiat money, the request comprising a CBDC wallet address and an image of the fiat money;
• verifying that the fiat money is valid;
• determining a value of the fiat money;
• generating a transaction indicating an addition of CBDC having a CBDC value corresponding to the value of the fiat money;
• and
• writing the transaction in a CBDC ledger in association with the CBDC wallet address.

A non-transitory, computer-readable medium, comprising machine-readable instructions that, when executed by a processor of a computing device, cause the computing device to at least:

• extract a serial number and a value from an image of fiat money;
• verify that the fiat money is valid based at least in part on the serial number;
• generate a transaction for a central bank digital currency (CBDC) ledger, the transaction indicating an addition of CBDC having a value corresponding to the fiat money;
• and
• publishing the transaction to the CBDC ledger.