US 2024/0202816 A1Published application

Systems and methods for dynamically generating pre-approval data

AssigneeCapital One Services, LLC

InventorAaron Attar

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Abstract

Disclosed embodiments may include a method for dynamically generating preapproval data. The method may include receiving first identity information, generating a pre-approval rate and a confidence score based on the first identity information, generating a graphical user interface (GUI) comprising the pre-approval rate, the confidence score, and a request for additional information, transmitting the GUI to a user device for display, receiving additional information, generating an updated pre-approval rate and an updated confidence score based on the first identity information and the additional information, generating an updated GUI comprising the updated pre-approval rate and the updated confidence score, and transmitting the updated GUI to the user device for display in place of the GUI

Claims20

Dependent claims

A dynamic pre-approval system comprising:

one or more processors;
memory in communication with the one or more processors and storing instructions that are configured to cause the dynamic pre-approval system to:
cause a user device to display a graphical user interface (GUI) that includes a plurality of editable fields, a first subset of the plurality of editable fields associated with identity information, and a second subset of the plurality of editable fields associated with vehicle information;
monitor the plurality of editable fields for edits;
dynamically determine a pre-approval based on the monitoring of the plurality of editable fields by, for each edit of a plurality of edits to the plurality of fields:
using a current state of the plurality of fields to generate a pre-approval rate and a confidence score;
and
causing the user device to update the GUI with the pre-approval rate and the confidence score based on the current state of the plurality of fields, such that the pre-approval rate and the confidence score are dynamically updated with each edit of the plurality of edits.

5 more elements

Dependencies are inferred from the claim text.