Method and system for providing a dynamic unified payment interface
AssigneeJPMorgan Chase Bank, N.A.
InventorPavan KADIYALA
Life of this patent
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Abstract
A method for providing a dynamic Unified Payment Interface (UPI) to a user is disclosed. The method includes: receiving an input of the user associated with selection of at least one UPI mode from a plurality of UPI modes. Next, the method includes analyzing the UPI mode(s) selected by the user for a processing of a payment. Thereafter, the method includes performing the payment based on the selection and analysis of the UPI mode(s) selected by the user. The plurality of UPI modes includes a basic UPI mode, a custom UPI mode and an Artificial Intelligence (AI) based UPI mode.
Claims18
A method for providing a dynamic Unified Payment Interface (UPI) to a user, the method being implemented by a processor, the method comprising:
- receiving, at the processor, an input of the user associated with a selection by the user of at least one UPI mode from a plurality of UPI modes;
- analyzing, by the processor, the at least one UPI mode selected by the user fora processing of a payment;
- and
- performing, by the processor, the payment based on the selection and analysis of the at least one UPI mode,
- wherein the plurality of UPI modes comprises a basic UPI mode, a custom UPI mode and an Artificial Intelligence (AI) based UPI mode.
A computing device configured to implement an execution of a method for providing a dynamic Unified Payment Interface (UPI) to a user, the computing device comprising:
- a processor;
- a memory;
- and
- a communication interface coupled to each of the processor and the memory, wherein the processor is configured to:
- receive, via the communication interface, an input of the user associated with a selection by the user of at least one UPI mode from a plurality of UPI modes;
- analyze the at least one UPI mode selected by the user for a processing of a payment;
- and
- perform the payment based on the selection and analysis of the at least one UPI mode,
- wherein the plurality of UPI modes comprises a basic UPI mode, a custom UPI mode and an Artificial Intelligence based UPI mode.
A non-transitory computer readable storage medium storing instructions for providing a dynamic Unified Payment Interface (UPI) to a user, the instructions comprising executable code which, when executed by a processor, causes the processor to:
- receive an input of the user associated with a selection by the user of at least one UPI mode from a plurality of UPI modes;
- analyze the at least one UPI mode selected by the user for a processing of a payment;
- and
- perform the payment based on the selection and analysis of the at least one UPI mode,
- wherein the plurality of UPI modes comprises a basic UPI mode, a custom UPI mode and an Artificial Intelligence based UPI mode.
Dependencies are inferred from the claim text.