In-streaming application for financial services for llm-based operating systems
AssigneeiWallet Corporation
InventorDmitriy Kolchin
Life of this patent
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Abstract
A method for preventing and analyzing fraud in financial services includes the steps of: continuously collecting multimodal data from a plurality of independent channels, including visual, auditory, and tactile data; analyzing the multimodal data using a Large Language Model (LLM) based operating system and fraud prevention modules to detect and prevent fraudulent activities; integrating third-party data from external sources to enhance contextual understanding and improve fraud detection accuracy; and communicating with users through any of the modalities to address potential fraud concerns or obtain additional verification.
Claims5
A fraud prevention and analysis system for financial services, comprising:
- a. A Large Language Model (LLM) based operating system configured to continuously analyze multimodal data from a plurality of independent channels, said multimodal data comprising:
- i. Vision data from visual sensors or cameras for capturing images or videos;
- ii. Auditory data from audio sensors or microphones for processing various audio outputs;
- iii. Tactile data from tactile sensors or devices capable of detecting vibrations or movement;
- iv. Gustatory data incorporating taste;
- v. Olfactory data incorporating smell;
- vi. Thermoceptive data sensing heat;
- vii. Nociceptive data recognizing pain;
- and
- viii. Equilibrioceptive data maintaining balance;
- b. A plurality of fraud prevention modules integrated into the LLM-based operating system, wherein said modules include:
- i. A multimodal biometric authentication module utilizing visual, auditory, and tactile data for user identity verification;
- ii. A transaction anomaly detection module analyzing transaction patterns using visual, auditory, and tactile data to identify irregularities indicative of fraud;
- iii. A geospatial analysis module incorporating visual and auditory data to verify the user's physical location during financial transactions;
- iv. A behavioral analysis module utilizing visual, auditory, and tactile data to assess user behavior and identify aberrations indicative of fraudulent activity;
- and
- v. A third-party data integration module fetching external data sources for additional contextual information to enhance fraud detection accuracy;
- and
- c. A feedback mechanism facilitating communication with users through any of the modalities to address potential fraud concerns or obtain additional verification.
A method for preventing and analyzing fraud in financial services, comprising the steps of:
- a. Continuously collecting multimodal data from a plurality of independent channels, including visual, auditory, and tactile data;
- b. Analyzing the multimodal data using a Large Language Model (LLM) based operating system and fraud prevention modules to detect and prevent fraudulent activities;
- c. Integrating third-party data from external sources to enhance contextual understanding and improve fraud detection accuracy;
- and
- d. Communicating with users through any of the modalities to address potential fraud concerns or obtain additional verification.
Dependencies are inferred from the claim text.