Systems and methods for dynamic bio-behavioral authentication

A method comprising:

• receiving user data from a sensor configured to monitor user movement information during a transaction, wherein the transaction comprises a plurality of levels;
• applying a weight to the user movement information;
• determining a risk of a fraudulent transaction is below a threshold based on a comparison of the weighted user movement information from the sensor;
• and
• allowing access to a first level of the plurality of levels to access a secure resource at an automated teller machine based on the risk of the fraudulent transaction being below the threshold.

A non-transitory computer readable medium having computer-executable instructions embodied therein that, when executed by at least one processor of a computing system, cause the computing system to perform operations, the operations comprising:

• receiving user data from a sensor configured to monitor user movement information during a transaction, wherein the transaction comprises a plurality of levels;
• applying a weight to the user movement information;
• determining a risk of a fraudulent transaction is below a threshold based on a comparison of the weighted user movement information from the sensor;
• and
• allowing access to a first level of the plurality of levels to access a secure resource at an automated teller machine based on the risk of the fraudulent transaction being below the threshold.