Systems and methods for automatic management of multiple accounts

A method, comprising:

• authenticating, by a server, a user;
• detecting, by the server, the user is visiting an online website associated with a merchant;
• creating, by the server, a user account with the merchant for the user, the user account including a user name and a password;
• retrieving, by the server, personal identifiable information (PII) of the user from a financial account associated with the user, the PII including information of a payment card of the user;
• provisioning, by the server, the PII of the user to the merchant;
• and
• storing, by the server, the password.

A non-transitory, computer readable medium comprising instructions that, when executed on a server, perform actions comprising:

• authenticating a user;
• detecting that the user is visiting an online website associated with a merchant;
• creating a user account with the merchant for the user, the user account including a user name and a password;
• retrieving personal identifiable information (PII) of the user from a financial account associated with the user, the PII including information of a payment card of the user;
• provisioning the PII of the user to the merchant;
• and
• storing the password.