Digital safety and account discovery
AssigneeAllstate Insurance Company
InventorsJason D. Park, John S. Parkinson
Life of this patent
Estimating the term…
Abstract
Methods, computer-readable media, software, and apparatuses may assist a consumer in keeping track of a consumer's accounts in order to prevent unauthorized access or use of the consumer's identified subscriptions and financial accounts. The identified subscriptions and financial accounts may be displayed to the consumer along with recommendations and assistance for closing unused or unwanted financial accounts and subscriptions to prevent unauthorized access or use.
Claims14
A cyber-security account analysis device comprising:
- a processor;
- and
- a memory unit storing computer-readable instructions that, when executed by the processor, cause the cyber-security account analysis device to:
- generate a list of financial institutions associated with a consumer based on source information determined from email correspondence of the consumer,
- determine accounts associated with the consumer based on the list of financial institutions,
- initiate automatic closing of one or more of the accounts based on a determination that the one or more of the accounts have not been accessed, and
- adjust a digital safety score associated with the consumer based on the closing of the one or more of the accounts.
A method comprising:
- generating, by a computing device, a list of financial institutions associated with a consumer based on source information determined from email correspondence of the consumer;
- determining, by the computing device, accounts associated with the consumer based on the list of financial institutions;
- initiating, by the computing device, automatic closing of one or more of the accounts based on a determination that the one or more of the accounts have not been accessed;
- and
- adjusting, by the computing device, a digital safety score associated with the consumer based on the closing of the one or more of the accounts.
A non-transitory, computer-executable storage medium storing instructions that, when executed by a processor of a computing device, cause the computing device to:
- generate a list of financial institutions associated with a consumer based on source information determined from email correspondence of the consumer,
- determine accounts associated with the consumer based on the list of financial institutions,
- initiate automatic closing of one or more of the accounts based on a determination that the one or more of the accounts have not been accessed, and
- adjust a digital safety score associated with the consumer based on the closing of the one or more of the accounts.
Dependencies are inferred from the claim text.