System and method for post-accident information gathering

A computer-implemented method for capturing vehicle incident data associated with a vehicle incident, the computer-implemented method comprising:

• receiving a start data collection request associated with a potential claim against an insurance policy of a policyholder relating to the vehicle incident;
• receiving location data representative of the vehicle incident, wherein the location data comprises state data including one or more of a state in which the start data collection request originated, a state in which the vehicle incident occurred, or a state in which the policyholder is a resident;
• generating via a processor based on the received location data including the state data, and providing via a user interface, an automatically populated set of state-specific incident types;
• receiving, via the user interface, a selection of an incident type from the automatically populated set of state-specific incident types;
• accessing, via a processor, a database storing one or more predetermined data inquiry sets, each data inquiry set defining at least one predetermined data type collection request corresponding to an incident type of the automatically populated set of state-specific incident types;
• displaying, via the user interface, the at least one predetermined data type collection request of the matched data inquiry set;
• receiving, via at least one of the user interface, a communication element, or a sensor, the incident data in response to the at least one predetermined data type collection request;
• generating, via the processor, metadata associated with the received incident data;
• receiving, via the communication element, related data, wherein the related data includes a policyholder data file having policy data related to the insurance policy of the policyholder;
• storing, via the processor, the received incident data, portions of the related data, and the metadata;
• analyzing via the processor, the incident data and the policyholder data file to make a policy coverage determination associated with the potential claim;
• and
• displaying, via the user interface, the policy coverage determination.