Blockchain-based security token for kyc verification

A method comprising:

• storing transaction content from transactions executed via one or more fiat payment accounts and one or more crypto accounts of a digital wallet of a user;
• identifying historical usage characteristics of the one or more fiat payment accounts and the one or more crypto accounts from the stored transaction content;
• creating a security token for the user and embedding the historical usage characteristics within a storage area of the security token;
• executing a blockchain consensus process among a plurality of blockchain peers of a blockchain network to verify the security token;
• and
• committing the security token to a blockchain ledger of the blockchain network in response to verification of the security token.

A non-transitory computer-readable medium comprising instructions which when executed by a processor cause a computer to perform a method comprising:

• storing transaction content from transactions executed via one or more fiat payment accounts and one or more crypto accounts of a digital wallet of a user;
• identifying historical usage characteristics of the one or more fiat payment accounts and the one or more crypto accounts from the stored transaction content;
• creating a security token for the user and embedding the historical usage characteristics within a storage area of the security token;
• executing a blockchain consensus process among a plurality of blockchain peers of a blockchain network to verify the security token;
• and
• committing the security token to a blockchain ledger of the blockchain network in response to verification of the security token.