Systems and methods for use in leveraging different data repositories in different regions

A system for use in leveraging different data repositories in different regions, the system comprising:

• an instant payment service (IPS) computing device coupled in communication with an identity network, the IPS computing device located in a first region and configured to
• receive a transfer request indicative of a transfer from a sender in the first region to a recipient in a second region, which is different than the first region;
• determine whether the transfer request satisfies at least one regulation associated with the first region and/or the second region for information related to the recipient and/or the sender;
• when the transfer request fails to satisfy the at least one regulation, submit an identity request for the recipient and/or the sender to the identity network, which is configured to seek information regarding the recipient and/or the sender from an identity provider (IDP) located in the second region;
• receive information regarding the recipient and/or the sender, from the identity network, which is in response to the identity request, the information including identifying information for the recipient and/or the sender from the IDP;
• and
• compile and submit, to an associated network, a transfer request for the transfer, the transfer request including at least a portion of the received information.

A non-transitory computer-readable storage medium comprising executable instructions for use in leveraging different data repositories, which when executed by at least one processor of a computing device, cause the at least one processor to:

• receive a transfer request indicative of a transfer from a sender in a first region to a recipient in a second region, which is different than the first region;
• determine whether the transfer request satisfies at least one regulation associated with the first region and/or the second region for information related to the recipient and/or the sender;
• when the transfer request fails to satisfy the at least one regulation, submit an identity request for the recipient and/or the sender to an identity network, whereby the identity network seeks information regarding the recipient from an identity provider (IDP) located in the first region and/or the second region;
• receive information regarding the recipient and/or the sender, from the identity network, which is in response to the identity request, the information including identifying information for the recipient from the IDP;
• and
• compile and submit, to an associated network, a transfer request for the transfer, the transfer request including at least a portion of the received information.