Access layers with permission governing rules and encoded data conversion to exchangeable digital assets

A system comprising:

• an access layer including a processor and storage hardware in communication with the processor, wherein the storage hardware includes instructions that when executed by the processor perform operations, and wherein the operations include:
• receiving, at the access layer controlled by an enterprise, a data set characterizing one or more attributes associated with a group of assets or resources controlled by the enterprise, wherein the access layer corresponds to an intelligence system that hosts exchangeable enterprise assets;
• determining, by a permissions system of the access layer, whether the data set satisfies a set of permission criteria indicating a set of governing rules for resources controlled by the enterprise;
• in response to the data set satisfying the permission criteria, generating, by a data services system associated with the access layer, an encoded data set that satisfies the set of governing rules;
• and
• converting the encoded data set to an exchangeable digital asset by:
• publishing a representation of the encoded data set to a digital wallet system of the access layer;
• and
• configuring an interface system of the access layer with access to the encoded data set represented in the digital wallet system, wherein the interface system is accessible by a third party.