Enabling a password-based mode of authentication through a non-digital authentication channel

A method comprising:

• preventing, by a processor, access to a user account via a password-based mode of authentication;
• receiving, by the processor, a request from a non-digital authentication channel to enable the password-based mode of authentication to access the user account, the non-digital authentication channel including an in-network system at a physical location associated with an entity managing the user account, the request including an authenticated credential associated with the physical location and a verification associated with a user of the user account;
• confirming, by the processor, the verification and the authenticated credential received in the request;
• and
• in response to confirming the verification and the authenticated credential, changing, by the processor, a setting in a database associated with the user account to enable the password-based mode of authentication associated with the user account for providing a user device with password-based access to account data associated with the user account and account functions associated with the user account.

A non-transitory computer-readable medium comprising instructions that are executable by a processor for causing the processor to:

• prevent access to a user account via a password-based mode of authentication;
• receive a request from a non-digital authentication channel to enable the password-based mode of authentication to access the user account, the non-digital authentication channel including an in-network system at a physical location associated with an entity managing the user account, the request including an authenticated credential associated with the physical location and a verification associated with a user of the user account;
• confirm the verification and the authenticated credential received in the request;
• and
• in response to confirming the verification and the authenticated credential, change a setting in a database associated with the user account to enable the password-based mode of authentication associated with the user account for providing a user device with password-based access to account data associated with the user account and account functions associated with the user account.