Trust having a maximum distribution benefit to a beneficiary after the beneficiairy has reached retirement age and a process for developing such a trust

A process for drafting and improving a trust wherein a grantor funds said trust and allocates at least one portion of said retirement trust to at least one beneficiary, said at least one portion of said trust providing a distribution to said at least one beneficiary until said at least one beneficiary obtains a pre-determined age, said process for drafting and improving said trust comprising the steps of:

• a) funding said trust by said grantor;
• b) determining said pre-determined age of said at least one beneficiary by said grantor;
• c) determining said at least one portion of said trust by said grantor to provide said distribution to said at least one beneficiary until said at least one beneficiary obtains said pre-determined age;
• d) providing a working requirement of said at least one beneficiary in order to receive said distribution, said working requirement comprising the steps of:
• 1) determining an annual wage (income) of said at least one beneficiary;
• 2) determining a trust adjustment factor by comparing said annual wage of said at least one beneficiary determined in said step d1) with said pre-determined age of said at least one beneficiary determined in said step b);
• e) drafting a trust document incorporating said working requirement therein;
• f) determining a corrected at least one portion of said trust by applying said retirement trust adjustment factor determined in said step d2) to said at least one portion of said retirement trust;
• and,
• g) distributing said corrected at least one portion of said trust to said at least one beneficiary according to said trust document incorporating said working requirement until said at least one beneficiary attains said pre-determined age determined in said step b).