Systems and methods for electronic tokenization of resource distribution instruments

A computer program product for electronic tokenization of resource distribution instruments, the computer program product comprising a non-transitory computer-readable medium comprising code causing a first apparatus to:

• receive, from a first entity channel, a request for a secure credential for a resource distribution instrument, wherein the first entity channel received the request from a user device associated with a user, and wherein the resource distribution instrument is associated with the user and a source retainer;
• generate, in response to receiving the request, the secure credential, wherein the secure credential does not comprise information identifying the resource distribution instrument;
• provide, to the first entity channel, the secure credential;
• provide, to a resource distribution instrument network, the secure credential and instructions to configure the resource distribution instrument network to:
• provide, in response to receiving a token request using the secure credential from a second entity system, a token for use by the second entity system during distributions between the user and the second entity system via the resource distribution instrument network, wherein the token does not comprise information identifying the resource distribution instrument;
• and
• transfer, in response to a distribution initiated by the second entity system using the token, resources from the source retainer associated with the resource distribution instrument to another source retainer associated with the second entity system.

A method for electronic tokenization of resource distribution instruments, the method comprising:

• receiving, from a first entity channel, a request for a secure credential for a resource distribution instrument, wherein the first entity channel received the request from a user device associated with a user, and wherein the resource distribution instrument is associated with the user and a source retainer;
• generating, in response to receiving the request, the secure credential, wherein the secure credential does not comprise information identifying the resource distribution instrument;
• providing, to the first entity channel, the secure credential;
• providing, to a resource distribution instrument network, the secure credential and instructions to configure the resource distribution instrument network to:
• provide, in response to receiving a token request using the secure credential from a second entity system, a token for use by the second entity system during distributions between the user and the second entity system via the resource distribution instrument network, wherein the token does not comprise information identifying the resource distribution instrument;
• and
• transfer, in response to a distribution initiated by the second entity system using the token, resources from the source retainer associated with the resource distribution instrument to another source retainer associated with the second entity system.