Back to results
US 2023/0274261 A1Published application
Mobile wallet account balance systems and methods
AssigneeWells Fargo Bank, N.A.
InventorAshish Bhoopen Kurani
Life of this patent
Estimating the term…
Abstract
A method includes: receiving, via a mobile device, an indication from a user to perform a transaction to transfer funds to a recipient; selecting a default payment account of a plurality of accounts of a user based on a user preference received from the user; and, transmitting funds to the recipient responsive to receiving the indication from the user.
Claims20
A computer-implemented method, comprising:
- receiving, by a computer system and via a mobile device, an indication from a user to perform a transaction to transfer funds to a recipient;
- selecting, by the computer system, a default payment account of a plurality of accounts of the user based on a user preference received from the user;
- and
- transmitting, by the computer system, the funds to the recipient responsive to receiving the indication from the user.
1 more element
A computing system, comprising:
- at least one memory;
- and
- one or more processors coupled to the at least one memory, the one or more processors configured to:
- receive, via a mobile device, an indication from a user to perform a transaction to transfer funds to a recipient;
- select a default payment account of a plurality of accounts of the user based on a user preference received from the user;
- and
- cause transmission of the funds to the recipient responsive to receiving the indication from the user.
4 more elements
A non-transitory computer readable medium containing instructions therein that, when executed by one or more processors, cause the one or more processors to perform operations comprising:
- receiving, via a mobile device, an indication from a user to perform a transaction to transfer funds to a recipient;
- selecting a default payment account of a plurality of accounts of the user based on a user preference received from the user;
- and
- transmitting the funds to the recipient responsive to receiving the indication from the user.
1 more element
Dependencies are inferred from the claim text.