Systems and methods for managing vehicle operator profiles based on telematics inferences via an auction telematics marketplace with a bid profit predictive model

A computing system for data management, the computing system comprising:

• one or more processors;
• and
• a memory storing instructions that, upon execution by the one or more processors, cause the computing system to perform one or more processes including:
• collecting a plurality of personal data sets associated with a plurality of vehicle operators continually;
• collecting a plurality of sensor data sets associated with the plurality of vehicle operators continually via one or more sensing modules;
• for each vehicle operator of the plurality of vehicle operators:
• generating and continually updating an operator profile including the personal data set associated with the vehicle operator;
• determining and continually updating one or more telematics inferences based at least in part upon the sensor data set associated with the vehicle operator;
• generating and continually updating a data profile including the one or more telematics inferences associated with the vehicle operator;
• and
• listing and continually updating the data profile onto a telematics marketplace to be accessible by a plurality of marketplace participants;
• receiving, from a plurality of bidders of the plurality of marketplace participants, a plurality of conditional bids for a target operator profile associated with a target data profile selected from the listed data profiles of the plurality of vehicle operators, each conditional bid of the plurality of conditional bids including one or more conditional payments and one or more payment conditions;
• determining, for each conditional bid of the plurality of conditional bids, a predicted bid-generated profit or a predicted bid-generated revenue;
• determining, based at least in part upon the predicted profit or predicted bid-generated revenue, a winning bid and an associated winning bidder;
• and
• transmitting the target operator profile to the winning bidder.

A non-transitory computer-readable medium storing instructions for data management, the instructions upon execution by one or more processors of a computing system, cause the computing system to perform one or more processes including:

• collecting a plurality of personal data sets associated with a plurality of vehicle operators continually;
• collecting a plurality of sensor data sets associated with the plurality of vehicle operators continually via one or more sensing modules;
• for each vehicle operator of the plurality of vehicle operators:
• generating and continually updating an operator profile including the personal data set associated with the vehicle operator;
• determining and continually updating one or more telematics inferences based at least in part upon the sensor data set associated with the vehicle operator;
• generating and continually updating a data profile including the one or more telematics inferences associated with the vehicle operator;
• and
• listing and continually updating the data profile onto a telematics marketplace to be accessible by a plurality of marketplace participants;
• receiving, from a plurality of bidders of the plurality of marketplace participants, a plurality of conditional bids for a target operator profile associated with a target data profile selected from the listed data profiles of the plurality of vehicle operators, each conditional bid of the plurality of conditional bids including one or more conditional payments and one or more payment conditions;
• determining, for each conditional bid of the plurality of conditional bids, a predicted bid-generated profit or a predicted bid-generated revenue;
• determining, based at least in part upon the predicted profit or predicted bid-generated revenue, a winning bid and an associated winning bidder;
• and
• transmitting the target operator profile to the winning bidder.