System and method for generating two-sided electronic interaction requests for completing resource transfers

A computer program product for generating two-sided electronic interaction requests for completing resource transfers, the computer program product comprising at least one non-transitory computer readable medium having computer-readable program code portions embodied therein, the computer-readable program code portions comprising executable portions for:

• causing an entity system to transmit interaction data associated with an interaction between a user and a third party system, wherein the interaction data comprises at least information identifying the user, information identifying resource instrument used to initiate the interaction, and resource amount associated with the interaction;
• receiving, from the entity system, the interaction data of the interaction associated with the user and the third party system;
• causing the third party system to generate a resource transfer request associated with the interaction, wherein the resource transfer request comprises at least the information identifying the user, the information identifying resource instrument used to conduct the interaction, and the resource amount;
• receiving, from the third party system, the resource transfer request associated with the interaction;
• determining that the interaction data matches data accompanied by the resource transfer request for transfer of resources associated with the interaction;
• and
• routing the resource transfer request to a settlement system to process the interaction and complete the transfer of resources associated with the interaction.

A computer-implemented method for generating two-sided electronic interaction requests for completing resource transfers, the method comprising:

• causing an entity system to transmit interaction data associated with an interaction between a user and a third party system, wherein the interaction data comprises at least information identifying the user, information identifying resource instrument used to initiate the interaction, and resource amount associated with the interaction;
• receiving, from the entity system, the interaction data of the interaction associated with the user and the third party system;
• causing the third party system to generate a resource transfer request associated with the interaction, wherein the resource transfer request comprises at least the information identifying the user, the information identifying resource instrument used to conduct the interaction, and the resource amount;
• receiving, from the third party system, the resource transfer request associated with the interaction;
• determining that the interaction data matches data accompanied by the resource transfer request for transfer of resources associated with the interaction;
• and
• routing the resource transfer request to a settlement system to process the interaction and complete the transfer of resources associated with the interaction.