Flood protection agreed value payout and linear pay website & mobile application

A system, comprising:

• a computer server;
• a network,
• wherein the computer server is connected to a computing device of a homeowner through the network, and configured to:
• display a user interface on a screen of the computing device of the homeowner;
• receive, through the user interface, an input of an address for a property of the homeowner;
• receive, by the computer server, global positioning system (GPS) data from the computing device of the homeowner;
• verify, by the computer server, the address for the property based on the GPS data;
• calculate, by the computer server, for the property at the address, a plurality of probabilities for the property to have a flood event at a plurality of hypothetical high water heights based on GPS located and mapped floodplain data relating to the property, flood zone map data relating to the property, and historical flood data for a region in which the property is located;
• calculate, by the computer server, a plurality of fixed-value payout amounts based on an estimated elevation of the property, the plurality of probabilities for the property to have the flood event at the plurality of hypothetical high water heights, and estimated flood water depths in the property;
• transmit, through the network to the computing device of the homeowner, the plurality of fixed-value payout amounts, the plurality of probabilities for the property to have the flood event, and the estimated flood water depths in the property;
• display, through the user interface, a proposed relationship between the plurality of fixed-value payout amounts for the property that the homeowner will receive if the flood event occurs, the plurality of probabilities for the property to have the flood event, and the estimated flood water depths in the property;
• and
• receive, by the computer server from the computing device, an input from the homeowner to accept the proposed relationship.

A method, comprising:

• displaying a user interface on a screen of a wearable computing device;
• displaying, in the user interface, a plurality of representations of a plurality of buildings;
• receiving, through the user interface, an eye-based selection input selecting a representation of a building from the plurality of representations;
• determining, using the wearable computing device, a location of the building represented by the selected representation, based on map data and Global Positioning System (GPS) data relating to the building;
• calculating, using the wearable computing device, flood related metrics relating to the building, the flood related metrics comprising a structure elevation of the building compared to base flood elevations, and a hypothetical estimated flood water depth in the building;
• and
• displaying, in the user interface, an image representing the building along with the calculated flood related metrics.