Initiating cardswap based on analytic model indicating third party card reissuance

A non-transitory computer-readable storage medium, the computer-readable storage medium including instructions that when executed by a processor, cause the processor to:

• receive transaction data associated with a customer;
• identify, by a machine learning (ML) model executing based at least in part on the transaction data, an event for a third-party card associated with the customer;
• identify a first card associated with the customer;
• identify, based on the transaction data, a plurality of third-party websites where the third-party card is stored to process payments;
• and
• automatically perform a cardswap based on the identification of the first card, wherein the performance of the cardswap comprises executing a script to:
• navigate, by a web browser, to each identified third-party website;
• and
• replace, via the web browser, the third-party card on file at each identified third-party website with the first card by populating an account number of the first card into a respective form field on each identified third-party website.

A computing apparatus comprising:

• a processor;
• and
• a memory storing instructions that, when executed by the processor, cause the processor to:
• receive transaction data associated with a customer;
• identify, by a machine learning (ML) model executing based at least in part on the transaction data, an event for a third-party card associated with the customer;
• identify a first card associated with the customer;
• identify, based on the transaction data, a plurality of third-party websites where the third-party card is stored to process payments;
• and
• automatically perform a cardswap based on the identification of the first card, wherein the performance of the cardswap comprises executing a script to:
• navigate, by a web browser, to each identified third-party website;
• and
• replace, via the web browser, the third-party card on file at each identified third-party website with the first card by populating an account number of the first card into a respective form field on each identified third-party website.