System and method for secure acceptance of customer credit card numbers

A web-enabled system for securely transmitting credit card payments, the web-enabled system comprising:

• a token server that is not directly accessible by a merchant server, wherein the token server includes:
• one or more server processors, and
• a non-transitory computer-readable server memory coupled to the one or more server processors and storing instructions thereon that, when executed by the one or more server processors, cause the token server to:
• generate a token representing credit card data in response to receiving the credit card data;
• and
• a web-enabled device including:
• one or more processors, and
• a non-transitory computer-readable memory coupled to the one or more processors and storing instruction thereon that, when executed by the one or more processors, cause the web-enabled device to:
• transmit, to a merchant server using a first wireless network protocol, a request to register a credit card,
• in response to transmitting the request, receive, from the merchant server by the first wireless network protocol, a credit card registration webpage,
• display the credit card registration webpage,
• receive, from a user at the credit card registration webpage, the credit card data and customer data, and
• in response to receiving the credit card data and the customer data:
• transmit, to the token server using a second wireless network protocol that is different than the first wireless network protocol, the credit card data,
• receive, from the token server by the second wireless network protocol, the token, and
• in response to receiving the token, transmit, to the merchant server by the first wireless network protocol, the token and the customer data for processing a credit card payment transaction.

A non-transitory computer-readable memory storing instructions thereon that, when executed by one or more processors in a web-enabled device, cause the web-enabled device to:

• transmit, to a merchant server using a first wireless network protocol, a request to register a credit card;
• in response to transmitting the request, receive, from the merchant server by the first wireless network protocol, a credit card registration webpage;
• display the credit card registration webpage;
• receive, from a user at the credit card registration webpage, credit card data and customer data;
• and
• in response to receiving the credit card data and the customer data:
• transmit, to a token server using a second wireless network protocol that is different than the first wireless network protocol, the credit card data, wherein the token server is not directly accessible by the merchant server,
• receive, from the token server by the second wireless network protocol, the token, and
• in response to receiving the token, transmit, to the merchant server by the first wireless network protocol, the token and the customer data for processing a credit card payment transaction.