Transaction settlement method and apparatus

A device for transaction clearing, comprising:

• a memory, configured to store program instructions for performing a method for transaction clearing;
• and
• a processor, coupled with the memory and, when executing the program instructions, configured to:
• receive first clearing requests transmitted by a quantity N of terminals, wherein N>1;
• according to the first clearing requests, acquire transaction data of the quantity N of terminals from a database;
• initialize a cache queue and load the transaction data into the cache queue;
• read the transaction data in the cache queue and perform a clearing process on the transaction data;
• and
• write a clearing result into the database and feed back the quantity N of terminals with an execution result of the first clearing requests.

A non-transitory computer-readable storage medium, containing program instructions for, when being executed by a processor, performing a method for transaction clearing, the method comprising:

• receiving first clearing requests transmitted by a quantity N of terminals, wherein N>1;
• according to the first clearing requests, acquiring transaction data of the quantity N of terminals from a database;
• initializing a cache queue, and loading the transaction data into the cache queue;
• reading the transaction data in the cache queue, and performing a clearing process on the transaction data;
• and
• writing a clearing result into the database and feeding back the quantity N of terminals with an execution result of the first clearing requests.