Systems and methods for processing financial transactions using suspended accounts

A computer-implemented system comprising:

• a non-transitory computer-readable medium configured to store instructions;
• and
• at least one processor configured to execute the instructions to perform operations comprising:
• determining a temporary identifier associated with an account number based on a determination that the account number is suspended;
• determining a security code associated with the account number when a payment comprising the account number occurs;
• indicating the temporary identifier and the security code to an apparatus associated with the account number;
• and
• continuing processing the payment if received transaction data of the payment comprises at least one of the temporary identifier or the security code.