Trigger peer to peer payment with financial cards and phone camera

A method comprising:

• receiving, by a server and from a mobile device communicatively coupled to the server via a network, an image of a financial object, wherein the financial object is associated with a party to a transaction, wherein the server further comprises a non-transitory memory storing computer-readable instructions and at least one processor;
• determining, by the server, account information for the party associated with the financial object based on an analysis of the image of the financial object;
• generating, by the server, at least one proposed transaction including parameters for the proposed transaction based on the determined account information;
• transmitting, by the server, the at least one proposed transaction to the mobile device;
• receiving, by the server, an approval for the at least one proposed transaction;
• and
• initiating, by the server, the approved proposed transaction by initiating at least one of crediting or debiting the account associated with the party to the approved proposed transaction, responsive to receiving approval for the at least one proposed transaction.