Payment verification method and system

A payment collection device, comprising:

• a processor;
• and
• a memory storing instructions executable by the processor,
• wherein the processor is configured to:
• generate verification information for a to-be-processed target payment transaction, and provide the verification information to a payment device;
• obtain payment information sent by the payment device, wherein the payment information includes payment account information and the verification information;
• perform matching verification by using the verification information included in the payment information and the verification information locally generated;
• and
• if the matching verification succeeds, complete a payment request by using account information included in the payment information.

A payment device, comprising:

• a processor;
• and
• a memory storing instructions executable by the processor,
• wherein the processor is configured to:
• obtain verification information sent by a payment collection device, wherein the verification information is generated by the payment collection device for a to-be-processed target payment transaction;
• generate payment information, the payment information including payment account information and the verification information obtained from the payment collection device;
• and
• provide the payment information to the payment collection device, for the payment collection device to perform matching verification by using the verification information included in the payment information and the verification information locally generated, and to complete a payment request by using account information included in the payment information if the matching verification succeeds.