Dynamic Automatic Teller Machine (ATM) Refilling and Pre-Staging ATM Transactions
AssigneeBank of America Corporation
InventorsSandeep Kumar Chauhan, Ravikiran Subramanya Rao, Sneha Padiyar
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Abstract
Aspects of the disclosure relate to an automatic teller machine (ATM) network. A computing device may monitor operations in the ATM network. The computing device may determine an ATM refill route for a cash truck based on the monitoring the ATM network and/or based on refill notifications sent by an ATM. An ATM may communicate with a second ATM to pre-stage a user transaction at the second ATM.
Claims20
An automatic teller machine (ATM) refilling system with real-time updates, the system comprising:
- a cash dispenser server comprising at least one first processor, a first communication interface communicatively coupled to the at least one first processor, and a first memory;
- and
- a module, associated with a cash truck, comprising at least one second processor, a second communication interface communicatively coupled to the at least one second processor, a global navigation satellite system (GNSS) module, and a second memory;
- wherein the first memory stores first computer-readable instructions that, when executed by the at least one first processor, cause the cash dispenser server to:
- receive, via the first communication interface, a refill notification from an ATM, the refill notification comprising an indicator associated with an ATM;
- determine, based on the refill notification, a refill route for the cash truck, wherein the refill route comprises the ATM and one or more second ATMs, and wherein the determining the refill route comprises modifying a default refill route, comprising the ATM and the one or more second ATMs, to prioritize the ATM;
- and
- send, to the module, an indication of the refill route;
- and
- wherein the second memory stores second computer-readable instructions that, when executed by the at least one second processor, cause the module to:
- send, via the second communication interface to the ATM, a message comprising an indication of a location of the cash truck captured by the GNSS module.
A method for automatic teller machine (ATM) refilling route optimization in a cash dispensing office server comprising at least one processor, a communication interface, and memory, the method comprising:
- receiving, via the communication interface, a refill notification from an ATM, the refill notification comprising an indicator associated with an ATM;
- determining, based on the refill notification, a refill route for a cash truck, wherein the refill route comprises the ATM and one or more second ATMs, and wherein the determining the refill route comprises modifying a default refill route, comprising the ATM and the one or more second ATMs, to prioritize the ATM;
- and
- sending, to a module associated with the cash truck, an indication of the refill route.
A non-transitory computer readable medium storing instructions that, when executed, cause:
- receiving a refill notification from an ATM, the refill notification comprising an indicator associated with an ATM;
- determining, based on the refill notification, a refill route for a cash truck, wherein the refill route comprises the ATM and one or more second ATMs, and wherein the determining the refill route comprises modifying a default refill route, comprising the ATM and the one or more second ATMs, to prioritize the ATM;
- and
- sending, to a module associated with the cash truck, an indication of the refill route.
Dependencies are inferred from the claim text.