Method and apparatus for real-time treasury applications

A system for accessing data, comprising:

• a plurality of data sources each including various data corresponding to a user's account held and managed by an institution;
• and
• a processor operatively connected to the plurality of data sources via a communication network,
• wherein the processor is configured to:
• implement API (Application Programming Interface) connectivity to connect a user's system of choice to each of the plurality of data sources;
• receive user's login data associated with the user's account from the user's system of choice;
• access data corresponding to the user's account in real time from the plurality of data sources via the API connectivity;
• and
• cause a graphical user interface (GUI) of the user's system of choice to display the data in real time.

A non-transitory computer readable medium configured to store instructions for accessing data, wherein when executed, the instructions cause a processor to perform the following:

• configuring a plurality of data sources each including various data corresponding to a user's account held and managed by an institution;
• implementing API (Application Programming Interface) connectivity to connect a user's system of choice to each of the plurality of data sources;
• receiving user's login data associated with the user's account from the user's system of choice;
• accessing data corresponding to the user's account in real time from the plurality of data sources via the API connectivity based on verification of the user's login data;
• and
• displaying the data in real time onto a graphical user interface (GUI) of the user's system of choice.