System and method of notifying mobile devices to complete transactions
AssigneeCisco Technology, Inc.
InventorsJon Oberheide, Douglas Song, Adam Goodman
Life of this patent
Estimating the term…
Abstract
A method including registering an authority device for an account on an auth platform; receiving transaction request from an initiator to the auth platform; messaging the authority device with the transaction request; receiving an authority agent response from the authority device to the auth platform; if the authority agent response confirms the transaction, communicating a confirmed transaction to the initiator; and if the authority agent response denies the transaction, communicating a denied transaction to the initiator.
Claims20
A method of authenticating a web-based application, the method comprising:
- registering a mobile communication device for an authentication account at a remote authentication platform;
- and
- at the remote authentication platform comprising an Internet-accessible server hosted on a distributed computing system:
- receiving from a client, via a first communication channel, transaction data relating to an attempt by a user to access the web-based application via the client;
- identifying the authentication account associated with the mobile communication device based on the transaction data;
- determining a second communication channel for authenticating the client, the second communication channel being different from the first communication channel;
- responsive to identifying the authentication account, transmitting to the mobile communication device, via the second communication channel, an authentication message;
- receiving, via the second communication channel, a response to the authentication message from the mobile communication device;
- and
- transmitting to the client, via the first communication channel, a confirmation or a denial of the attempt to access the web-based application based on the response to the authentication message from the client.
A method of authenticating a digital transaction, the method comprising:
- registering a mobile communication device for an authentication account at a remote authentication platform;
- and
- at the remote authentication platform comprising an Internet-accessible server hosted on a distributed computing system:
- receiving, via a first communication channel, from a service provider, transaction data relating to an attempt by a user to perform the digital transaction with the service provider;
- identifying the authentication account associated with the mobile communication device based on the transaction data;
- determining a second communication channel for authenticating the mobile communication device, the second communication channel being different from the first communication channel;
- responsive to identifying the authentication account, transmitting to the mobile communication device, via the second communication channel, an authentication message;
- receiving, via the second communication channel, a response to the authentication message from the mobile communication device;
- and
- transmitting, to the service provider, via the first communication channel, a confirmation of the digital transaction or a denial of the digital transaction based on the response to the authentication message from the mobile communication device.
A remote authentication system comprising:
- an Internet-accessible server hosted on a distributed computing system and configured to perform a method of authenticating a web-based application comprising:
- registering a mobile communication device for an authentication account;
- receiving, from a client, via a first communication channel, transaction data relating to an attempt by a user to access the web-based application via the client;
- identifying the authentication account associated with the mobile communication device based on the transaction data;
- determining a second communication channel for authenticating the client, the second communication channel being different from the first communication channel;
- responsive to identifying the authentication account, transmitting to the mobile communication device, via the second communication channel, an authentication message;
- receiving, via the second communication channel, a response to the authentication message from the mobile communication device;
- and
- transmitting to the client, via the first communication channel, a confirmation or a denial of the attempt to access the web-based application based on the response to the authentication message from the client.
Dependencies are inferred from the claim text.