US 2022/0020013 A1 · TOKENIZING SENSITIVE DATA

Abstract

Included are embodiments for tokenizing sensitive data. Some embodiments of systems and/or methods are configured to receive sensitive data from a vendor, determine a token key for the vendor, and utilize a proprietary algorithm, based on the token key to generate a vendor-specific token that is associated with the sensitive data. Some embodiments include creating a token identifier that comprises data related to the token key sending the vendor-specific token and the token identifier to the vendor.

Claims21

Dependent claims

1-20. (canceled)

A method for tokenization of sensitive data, comprising:

receiving, by a tokenization computing device, sensitive data from a vendor computing device associated with a vendor;
determining, by the tokenization computing device, a token key based on the vendor associated with the sensitive data;
generating, by the tokenization computing device, a vendor-specific token associated with the sensitive data;
generating, by the tokenization computing device, a token identifier associated with the sensitive data, wherein the token identifier identifies at least one of:
the token key or a sanity value;
receiving, by the tokenization computing device, a request to cancel an electronic transaction, the request including the vendor-specific token and the token identifier;
determining, by the tokenization computing device, the token key based on the token identifier;
generating, by the tokenization computing device, sensitive data associated with the electronic transaction based on the token key;
and
verifying, by the tokenization computing device, an accuracy of the generated sensitive data using the token identifier.

7 more elements

A system for tokenization of sensitive data, comprising:

one or more processors;
and
a memory storing instructions which, when executed by the one or more processors, cause the one or more processors to perform operations for tokenization of sensitive data, the operations comprising:
receiving, by a tokenization computing device, sensitive data from a vendor computing device associated with a vendor;
determining, by the tokenization computing device, a token key based on the vendor associated with the sensitive data;
generating, by the tokenization computing device, a vendor-specific token associated with the sensitive data;
generating, by the tokenization computing device, a token identifier associated with the sensitive data, wherein the token identifier identifies at least one of:
the token key or a sanity value;
receiving, by the tokenization computing device, a request to cancel an electronic transaction, the request including the vendor-specific token and the token identifier;
determining, by the tokenization computing device, the token key based on the token identifier;
generating, by the tokenization computing device, sensitive data associated with the electronic transaction based on the token key;
and
verifying, by the tokenization computing device, an accuracy of the generated sensitive data using the token identifier.

10 more elements

A non-transitory computer-readable medium storing instructions which, when executed by one or more processors, cause the one or more processors to perform operations for tokenization of sensitive data, the operations comprising:

receiving, by a tokenization computing device, sensitive data from a vendor computing device associated with a vendor;
determining, by the tokenization computing device, a token key based on the vendor associated with the sensitive data;
generating, by the tokenization computing device, a vendor-specific token associated with the sensitive data;
generating, by the tokenization computing device, a token identifier associated with the sensitive data, wherein the token identifier identifies at least one of:
the token key or a sanity value;
receiving, by the tokenization computing device, a request to cancel an electronic transaction, the request including the vendor-specific token and the token identifier;
determining, by the tokenization computing device, the token key based on the token identifier;
generating, by the tokenization computing device, sensitive data associated with the electronic transaction based on the token key;
and
verifying, by the tokenization computing device, an accuracy of the generated sensitive data using the token identifier.

7 more elements

Dependencies are inferred from the claim text.

Facts

Application

17/491,097Filed 30 Sep 2021

Priority

27 May 2011

Published

20 Jan 2022

Term ends

Not estimatedThe source records don’t support an estimate.

Classification11 codes

G06Q 20/3829
Insuring higher security of transaction: involving key management
G06F 21/60
Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity: protecting data
G06Q 20/12
Payment architectures: specially adapted for electronic shopping systems
G06Q 20/38215
Electronic credentials: use of certificates or encrypted proofs of transaction rights

Family

Application13/117,599Continuation · filed 27 May 2011

Application14/563,076Continuation · filed 8 Dec 2014

Application15/696,626Continuation · filed 6 Sep 2017

Application16/057,450Continuation · filed 7 Aug 2018

Application16/657,578Continuation · filed 18 Oct 2019

Application17/491,097Continuation

US 10,068,229 B2Related patent

US 10,489,784 B2Related patent

US 11,164,183 B2Related patent

US 11,861,603 B2Related patent

US 2012/0304273 A1Published application

US 2015/0088759 A1Published application

US 2017/0372307 A1Published application

US 2018/0349897 A1Published application

US 2020/0051079 A1Published application

US 8,943,574 B2Related patent

US 9,785,938 B2Related patent

US 2022/0020013 A1This patent

From the US filing history. Foreign family members aren’t listed.

Abstract

Claims21

Dependent claims

1-20. (canceled)

A method for tokenization of sensitive data, comprising:

receiving, by a tokenization computing device, sensitive data from a vendor computing device associated with a vendor;
determining, by the tokenization computing device, a token key based on the vendor associated with the sensitive data;
generating, by the tokenization computing device, a vendor-specific token associated with the sensitive data;
generating, by the tokenization computing device, a token identifier associated with the sensitive data, wherein the token identifier identifies at least one of:
the token key or a sanity value;
receiving, by the tokenization computing device, a request to cancel an electronic transaction, the request including the vendor-specific token and the token identifier;
determining, by the tokenization computing device, the token key based on the token identifier;
generating, by the tokenization computing device, sensitive data associated with the electronic transaction based on the token key;
and
verifying, by the tokenization computing device, an accuracy of the generated sensitive data using the token identifier.

7 more elements

A system for tokenization of sensitive data, comprising:

one or more processors;
and
a memory storing instructions which, when executed by the one or more processors, cause the one or more processors to perform operations for tokenization of sensitive data, the operations comprising:
receiving, by a tokenization computing device, sensitive data from a vendor computing device associated with a vendor;
determining, by the tokenization computing device, a token key based on the vendor associated with the sensitive data;
generating, by the tokenization computing device, a vendor-specific token associated with the sensitive data;
generating, by the tokenization computing device, a token identifier associated with the sensitive data, wherein the token identifier identifies at least one of:
the token key or a sanity value;
receiving, by the tokenization computing device, a request to cancel an electronic transaction, the request including the vendor-specific token and the token identifier;
determining, by the tokenization computing device, the token key based on the token identifier;
generating, by the tokenization computing device, sensitive data associated with the electronic transaction based on the token key;
and
verifying, by the tokenization computing device, an accuracy of the generated sensitive data using the token identifier.

10 more elements

receiving, by a tokenization computing device, sensitive data from a vendor computing device associated with a vendor;
determining, by the tokenization computing device, a token key based on the vendor associated with the sensitive data;
generating, by the tokenization computing device, a vendor-specific token associated with the sensitive data;
generating, by the tokenization computing device, a token identifier associated with the sensitive data, wherein the token identifier identifies at least one of:
the token key or a sanity value;
receiving, by the tokenization computing device, a request to cancel an electronic transaction, the request including the vendor-specific token and the token identifier;
determining, by the tokenization computing device, the token key based on the token identifier;
generating, by the tokenization computing device, sensitive data associated with the electronic transaction based on the token key;
and
verifying, by the tokenization computing device, an accuracy of the generated sensitive data using the token identifier.

7 more elements

Dependencies are inferred from the claim text.

Tokenizing sensitive data

Life of this patent

Abstract

Claims21

Tokenizing sensitive data

Life of this patent

Abstract

Claims21