Personalization method and system for financial ic card having dynamic verification code

A system for personalizing a financial IC card with a dynamic verification code, wherein the system comprises an upper equipment and a personalized device;

• the upper equipment comprises a first organizing module, a second organizing module, a building security channel module, a first sending module, a second sending module and a third sending module;
• the personalized device comprises a second building security channel module, a first receiving module, a first decrypting module, a first writing module, a returning module, a second receiving module, a first reading module, a second returning module, a third receiving module, a first determining module, a second reading module, a first storing module, a third returning module and a fourth returning module;
• the first organizing module which is configured to generate and receive the first personalized information including the first master key;
• disperse the first master key to obtain the second dispersed key, and organize the second personalized information including the second dispersed key;
• the second organizing module which is configured to which is configured to organize a personalized data package according to the second personalized information organized by the first organizing module;
• the first building security channel module which is configured to build a security channel with the personalized device;
• the first sending module which is configured to send the personalized data package organized by the second organizing module to the personalized device via the security channel built by the first building security channel module;
• the second sending module which is configured to send a verification request to the personalized device via the security channel built by the first building security channel module;
• the third sending module which is configured to send the verification result to the personalized device via the security channel built by the first building security channel module;
• the second building security channel module which is configured to build a security channel with the upper equipment;
• the first receiving module which is configured to receive the personalized data package from the upper equipment via the security channel;
• the first parsing module which is configured to parse the personalized data package received by the first receiving module to obtain the second personalized information;
• the first writing module which is configured to write the second personalized information obtained by the first parsing module into the financial IC card;
• the first returning module which is configured to return a writing result of the second personalized information to the upper equipment via the security channel;
• the second receiving module which is configured to receive the verification request via the security channel;
• the first reading module which is configured to read a time window and a dynamic verification code from the financial IC card;
• the second returning module which is configured to return the time window and the dynamic verification code read by the first reading module via the security channel to the upper equipment;
• the third receiving module which is configured to receive the verification result returned from the upper equipment via the security channel;
• the first determining module which is configured to determine a type of the verification result received by the third receiving module;
• the second reading module which is configured to read the personalized state from the financial IC card when the first determining module determines that the verification result which is received via the security channel is the verification successful;
• the first storing module which is configured to store the personalized state, which is read by the second reading module, returned from the financial IC card;
• the third returning module which is configured to return the personalization successful information to the upper equipment via the security channel when the first determining module determines that the verification result is successful;
• and
• the fourth returning module which is configured to return personalization failure information to the upper equipment via the security channel when the first determining module determines that the verification result is unsuccessful.