Interactive and adaptive systems and methods for insurance application
AssigneeJenny Life, Inc.
InventorsChirag Pancholi, Lief Larson
Life of this patent
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Abstract
The disclosure relates to interactive and adaptive systems and methods for insurance application. Depending on how the application process is tailored and/or adapted to individual applicants' identity, location, status, health condition, medical history, or other information collected during the process, the application process can provide UIs in different form, content, sequence, and/or quantity, to different applicants as part or the entirety of the insurance application process.
Claims21
A computer-implemented method performed by a portable computing device that is configured to communicate with at least one remote computing device, the method comprising:
- presenting a first set of user interfaces for an application for insurance;
- receiving image data from a user in response to the user's interaction with the first set of user interfaces;
- identifying personally identifiable information based, at least in part, on the received image data;
- transmitting the personally identifiable information to the at least one remote computing device, wherein the personally identifiable information is analyzed based, at least in part, on communication between the remote computing device and one or more third-party computing resources;
- receiving instructions from the at least one remote computing device for generating a second set of user interfaces based, at least in part, on the analysis of the personally identifiable information;
- generating and presenting the second set of user interfaces;
- receiving additional data from the user in response to the user's interaction with the second set of user interfaces;
- concurrently with presenting the second set of user interfaces, transmitting at least a portion of the additional data to the at least one remote computing device, wherein the at least a portion of the additional data is analyzed based, at least in part, on communication between the remote computing device and one or more third-party computing resources;
- and
- providing a result for the application for insurance based, at least in part, on the analysis of the at least a portion of the additional data.
A non-transitory computer-readable medium storing content that, when executed by one or more processors, causes the one or more processors to perform actions comprising:
- receiving image data from a user in response to the user's interaction with a first set of user interfaces for an insurance application,
- identifying user-specific information based, at least in part, on the received image data;
- transmitting the user-specific information to the at least one remote computing device for analysis;
- receiving from the at least one remote computing device a first response to the transmitted user-specific information;
- presenting a second set of user interfaces based, at least in part, on the first response;
- receiving additional data from the user in response to the user's interaction with the second set of user interfaces;
- concurrently with presenting the second set of user interfaces, transmitting at least a portion of the additional data to the at least one remote computing device for analysis;
- and
- providing a result for the insurance application based, at least in part, on a second response to the transmitted at least a portion of the additional data.
A system, comprising:
- at least a memory storing computer-executable instructions;
- and
- one or more processors that, when executing the instructions, are configured to:
- receive image data from a user,
- identify personally identifiable information based, at least in part, on the received image data,
- cause first analysis of the personally identifiable information,
- present one or more user interfaces based, at least in part, on the first analysis,
- receive additional data from the user via the one or more user interfaces,
- concurrently with presenting the one or more user interfaces, cause second analysis of at least a portion of the additional data and/or the personally identifiable information, and
- determine a result for insurance application based, at least in part, on the second analysis.
Dependencies are inferred from the claim text.