US 2021/0279728 A1Published application

Integrated Online and Offline Inventory Management

AssigneeSquare, Inc.

InventorsAjit Kalidindi Varma, Joseph Loree Robinson, Andrew Lin, Jesse Reiss

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Abstract

Expedited transaction processing using a database of integrated in-store and online transactions is described. First transaction information associated with a first transaction conducted in a physical store of a merchant and second transaction information associated with a second transaction conducted via an online store of the merchant can be received. The first transaction can be processed based at least partly on the first transaction information and a record of the first transaction can be stored in the database. Based at least partly on the record, the second transaction can be processed using at least a portion of the second transaction information by (i) sending, to a card authorization service, the second payment information and (ii) generating an indication that the first payment information was authorized for the first transaction at the physical store. A computing device of the online store can be notified that the second transaction is allowed.

Claims20

Dependent claims

A method, implemented at least in part by a computing device of a payment service system, the method comprising:

receiving, from a computing device in a physical store of a merchant, first transaction information associated with a first transaction, wherein the first transaction information comprises (i) first user information and (ii) first payment information received by the computing device of the merchant;
processing the first transaction using at least a portion of the first transaction information;
storing, in a database comprising records from in-store and online transactions processed by the payment service system, a record indicating the processing of the first transaction;
receiving, from a computing device of an online store of the merchant, second transaction information associated with a second transaction, wherein the second transaction information comprises (i) second user information and (ii) second payment information received via the online store of the merchant;
determining, based at least in part on the record, that the first payment information and the second payment information correspond to a same payment instrument;
based at least in part on determining (i) that the first payment information and the second payment information correspond to the same payment instrument and (ii) that the record indicates that the processing of the first transaction, processing the second transaction using at least a portion of the second transaction information by (i) sending, to a card authorization service, the second payment information and (ii) generating an indication that the first payment information was authorized for the first transaction at the physical store;
and
notifying the computing device of the online store that the second transaction is allowed.

5 more elements

A method, implemented at least in part by a computing device of a payment service system, the method comprising:

receiving, from a computing device of a first merchant associated with the payment service system, first transaction information associated with a first transaction, wherein the first transaction information includes first payment information received by a reader device coupled to the computing device of the merchant;
authorizing a first payment instrument associated with the first payment information for the first transaction;
storing, in an integrated database comprising record data from in-store and online transactions processed by the payment service system, a record indicating that the first payment instrument was authorized for the first transaction;
receiving, from a computing device of a second merchant associated with the payment service system, a request for authorizing a second transaction, wherein the request includes second payment information associated with a second payment instrument;
determining, based at least in part on the record, that the first payment information corresponds to the second payment information;
based at least in part on determining the first payment information corresponds to the second payment information, authorizing, the second payment instrument for use in the second transaction;
and
allowing the second transaction based at least in part on authorizing the second payment instrument.

5 more elements

A payment service system comprising:

one or more processors;
and
one or more non-transitory computer-readable media storing instructions that, when executed by the one or more processors, cause the payment service system to perform operations comprising:
receiving, from a computing device of a first merchant associated with the payment service system, first transaction information associated with a first transaction, wherein the first transaction information includes first payment information received by a reader device coupled to the computing device of the merchant;
authorizing a first payment instrument associated with the first payment information for the first transaction;
storing, in an integrated database comprising record data from in-store and online transactions processed by the payment service system, a record indicating that the first payment instrument was authorized for the first transaction;
receiving, from a computing device of a second merchant associated with the payment service system, a request for authorizing a second transaction, wherein the request includes second payment information associated with a second payment instrument;
determining, based at least in part on the record, that the first payment information corresponds to the second payment information;
based at least in part on determining the first payment information corresponds to the second payment information, authorizing, the second payment instrument for use in the second transaction;
and
allowing the second transaction based at least in part on authorizing the second payment instrument.

8 more elements

Dependencies are inferred from the claim text.

Facts

Application: 17/331,203Filed 26 May 2021
Priority: 25 Jun 2013
Published: 9 Sep 2021
Term ends: Not estimatedThe source records don’t support an estimate.

Classification10 codes

G06Q 20/384
Payment protocols; Details thereof: using social networks
G06Q 20/409
Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check…:…
G06Q 10/087
Logistics, e.g. warehousing, loading or distribution; Inventory or stock management: inventory or stock management, e.g. order filling,…
G06Q 10/0872
Inventory or stock management, e.g. order filling, procurement or balancing against orders: using inventory planning

Family

Application61/839,098Us provisional application · filed 25 Jun 2013
Application14/312,397Continuation · filed 23 Jun 2014
Application16/246,960Continuation · filed 14 Jan 2019
Application16/820,230Continuation · filed 16 Mar 2020
Application17/331,203Continuation
US 10,192,220 B2Related patent
US 10,891,624 B2Related patent
US 11,042,883 B2Related patent
US 11,842,298 B2Related patent
US 2014/0379536 A1Published application
US 2019/0147446 A1Published application
US 2020/0219102 A1Published application
US 2021/0279728 A1This patent

From the US filing history. Foreign family members aren’t listed.

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