Document creation system and method utilizing optional component documents

A computerized document creation method associated with a potential risk relationship between an enterprise and an entity, comprising:

• exchanging, via a distributed communication network and an interactive user interface display by a data collection engine of a back-end application computer server associated with the enterprise, information with a remote entity device associated with the entity, the back-end application computer server including a computer processor and a memory in communication with the computer processor, the memory storing program instructions for controlling the computer processor;
• based on the exchanged information, storing information about the entity in an entity data store;
• receiving, by a bundle creation engine of the back-end application computer server, the information about the entity;
• retrieving additional information about the entity from at least one social network platform and at least one rating agency, said retrieval of additional information facilitating improved decision-making by the enterprise with respect to the entity;
• retrieving optional risk relationship components from a component documents data store, said component documents data store containing records that define insurance coverage options;
• automatically and dynamically creating a potential bundle of optional risk relationship components from the retrieved optional risk relationship components, each optional risk relationship component being associated with an electronic file representing an optional risk relationship component document, said creating including determining that some optional risk relationship components are not eligible to be selected for the potential bundle of optional risk relationship components based on a number of employees of the entity, wherein said determining reduces an overall number of electronic messages transmitted via the distributed communication network;
• presenting, via the remote entity device by a presentation engine of the back-end application computer server, information about the potential bundle of optional risk relationship components;
• receiving, from the remote entity device, an indication of a selected subset of the potential bundle of optional risk relationship components;
• based on the selected subset of the potential bundle of optional risk relationship components and associated electronic files representing component documents, automatically constructing, by a final document construction engine of the back-end application server, an electronic file representing a risk relationship package document;
• and
• transmitting an indication of the electronic file representing a risk relationship package document to the remote entity device.

A non-transitory, computer-readable medium storing instructions, that, when executed by a processor, cause the processor to perform a document creation method associated with a potential risk relationship between an enterprise and an entity, the method comprising:

• exchanging, via a distributed communication network and an interactive user interface display by a data collection engine of a back-end application computer server associated with the enterprise, information with a remote entity device associated with the entity, the back-end application computer server including a computer processor and a memory in communication with the computer processor, the memory storing program instructions for controlling the computer processor;
• based on the exchanged information, storing information about the entity in an entity data store;
• receiving, by a bundle creation engine of the back-end application computer server, the information about the entity;
• retrieving additional information about the entity from at least one social network platform and at least one rating agency, said retrieval of additional information facilitating improved decision-making by the enterprise with respect to the entity;
• retrieving optional risk relationship components from a component documents data store, said component documents data store containing records that define insurance coverage options;
• automatically and dynamically creating a potential bundle of optional risk relationship components from the retrieved optional risk relationship components, each optional risk relationship component being associated with an electronic file representing an optional risk relationship component document, said creating including determining that some optional risk relationship components are not eligible to be selected for the potential bundle of optional risk relationship components based on a number of employees of the entity, wherein said determining reduces an overall number of electronic messages transmitted via the distributed communication network;
• presenting, via the remote entity device by a presentation engine of the back-end application computer server, information about the potential bundle of optional risk relationship components;
• receiving, from the remote entity device, an indication of a selected subset of the potential bundle of optional risk relationship components;
• based on the selected subset of the potential bundle of optional risk relationship components and associated electronic files representing component documents, automatically constructing, by a final document construction engine of the back-end application server, an electronic file representing a risk relationship package document;
• and
• transmitting an indication of the electronic file representing a risk relationship package document to the remote entity device.