Resource transfer authorization decision engine

A computer implemented method for authorization of resource allocation across an electronic network environment, the method comprising:

• electronically receiving, from a computing device associated with a first entity, a resource distribution request for distribution of resources from a resource repository of a user to the first entity, wherein the first entity is associated with one or more entities;
• retrieving one or more operational decision rules associated with the first entity, wherein the one or more operational decision rules are associated with the distribution of resources from the resource repository of the user to the first entity;
• denying the distribution of resources from the resource repository of the user to the first entity based on at least retrieving the one or more operational decision rules associated with the first entity;
• initiating a communication link with a resource distribution authorization database, wherein the resource distribution authorization database comprises one or more resource distribution decision matrix for one or more resource distribution requests associated with the one or more entities;
• electronically retrieving, from the resource distribution authorization database, at least one resource distribution decision matrix associated with the first entity;
• overriding the denial of the distribution of the resources from the resource repository of the user to the first entity based on at least the resource distribution decision matrix;
• and
• initiating an execution of the distribution of resources associated with the resource distribution request.

A computer program product for authorization of resource allocation across an electronic network environment, the computer program product comprising a non-transitory computer-readable medium comprising code causing a first apparatus to:

• electronically receive, from a computing device associated with a first entity, a resource distribution request for distribution of resources from a resource repository of a user to the first entity, wherein the first entity is associated with one or more entities;
• retrieve one or more operational decision rules associated with the first entity, wherein the one or more operational decision rules are associated with the distribution of resources from the resource repository of the user to the first entity;
• deny the distribution of resources from the resource repository of the user to the first entity based on at least retrieving the one or more operational decision rules associated with the first entity;
• initiate a communication link with a resource distribution authorization database, wherein the resource distribution authorization database comprises one or more resource distribution decision matrix for one or more resource distribution requests associated with the one or more entities;
• electronically retrieve, from the resource distribution authorization database, at least one resource distribution decision matrix associated with the first entity;
• override the denial of the distribution of the resources from the resource repository of the user to the first entity based on at least the resource distribution decision matrix;
• and
• initiate an execution of the distribution of resources associated with the resource distribution request.