Asset utilization optimization communication system and components thereof

A computing device of a computing system, the computing device comprises:

• an interface;
• a local memory;
• and
• a processing module operably coupled to the interface and the local memory, wherein the processing module functions to:
• determine to enhance a legacy asset base, wherein the legacy asset base is to provide a desired level of support for a plurality of ongoing financial obligations in accordance with desired financial attributes;
• determine an asset selection approach for selecting a subset of augmenting assets from a plurality of available augmenting assets, wherein each available augmenting asset assigns a future time-estimated benefit payment of the available augmenting asset to a corresponding common entity, wherein the available augmenting asset further assigns a series of time-certain obligated payments of the available augmenting asset to the corresponding common entity;
• select, in accordance with the asset selection approach, the subset of augmenting assets from the plurality of available augmenting assets to produce selected augmenting assets, wherein the selected augmenting assets are associated with a fair market value;
• split each of the selected augmenting assets to produce an augmenting asset bundle by:
• reassigning a portion of the future time-estimated benefit payment of each selected augmenting asset from the corresponding common entity of the selected augmenting asset to a benefit entity, wherein an aggregate of the future time-estimated benefit payment of each selected augmenting asset is associated with a benefit net present value, and
• reassigning a portion of the series of time-certain obligated payments of each selected augmenting asset from the corresponding common entity of the selected augmenting asset to a sponsor entity, such that a beneficial valuation elevation is created where a sum of the benefit net present value and a liability net present value is greater than the fair market value of the selected augmenting assets, wherein an aggregate of each series of time-certain obligated payments of each selected augmenting asset is associated with the liability net present value;
• and
• assign the benefit entity to the legacy asset base, so that the legacy asset base provides the desired level support for the plurality of ongoing financial obligations due to the beneficial valuation elevation over direct utilization of the selected augmenting assets.

A computer readable memory that comprises:

• a first memory element that stores operational instructions that, when executed by a processing module causes the processing module to:
• determine to enhance a legacy asset base, wherein the legacy asset base is to provide a desired level of support for a plurality of ongoing financial obligations in accordance with desired financial attributes;
• a second memory element that stores operational instructions that, when executed by the processing module causes the processing module to:
• determine an asset selection approach for selecting a subset of augmenting assets from a plurality of available augmenting assets, wherein each available augmenting asset assigns a future time-estimated benefit payment of the available augmenting asset to a corresponding common entity, wherein the available augmenting asset further assigns a series of time-certain obligated payments of the available augmenting asset to the corresponding common entity;
• a third memory element that stores operational instructions that, when executed by the processing module causes the processing module to:
• select, in accordance with the asset selection approach, the subset of augmenting assets from the plurality of available augmenting assets to produce selected augmenting assets, wherein the selected augmenting assets are associated with a fair market value;
• a fourth memory element that stores operational instructions that, when executed by the processing module causes the processing module to:
• split each of the selected augmenting assets to produce an augmenting asset bundle by:
• reassigning a portion of the future time-estimated benefit payment of each selected augmenting asset from the corresponding common entity of the selected augmenting asset to a benefit entity, wherein an aggregate of the future time-estimated benefit payment of each selected augmenting asset is associated with a benefit net present value, and
• reassigning a portion of the series of time-certain obligated payments of each selected augmenting asset from the corresponding common entity of the selected augmenting asset to a sponsor entity, such that a beneficial valuation elevation is created where a sum of the benefit net present value and a liability net present value is greater than the fair market value of the selected augmenting assets, wherein an aggregate of each series of time-certain obligated payments of each selected augmenting asset is associated with the liability net present value;
• and
• a fifth memory element that stores operational instructions that, when executed by the processing module causes the processing module to:
• assign the benefit entity to the legacy asset base, so that the legacy asset base provides the desired level support for the plurality of ongoing financial obligations due to the beneficial valuation elevation over direct utilization of the selected augmenting assets.