Facial Profile Password to Modify User Account Data for Hands Free Transactions

A computer-implemented method, comprising, by one or more computing devices:

• receiving, from a user computing device, an account identifier corresponding to a user account associated with a user associated with the user computing device and a device identifier associated with a merchant location, the device identifier received by the user computing device at the merchant location;
• retrieving a facial template associated with the user account from a plurality of stored facial templates for a plurality of users;
• adding the facial template associated with the user account to a log of one or more facial templates associated with the merchant location, the log including less than all of the plurality of stored facial templates for the plurality of users;
• transmitting, to a service computing device associated with the merchant location, the log including the facial template associated with the user account, the service computing device identifying the user account by determining that a value of similarity between an image template generated from a captured image of the user and the facial template associated with the user account is greater than a predetermined value of similarity;
• and
• receiving, from the service computing device, updated account data in response to the service computing device determining that the value of similarity is greater than the predetermined value of similarity.

A computing system, comprising:

• one or more processors;
• and
• one or non-transitory computer readable media that collectively store instructions that when executed by the one or more processors cause the one or more processors to perform operations, the operations comprising:
• receiving, from a user computing device, an account identifier corresponding to a user account associated with a user associated with the user computing device and a device identifier associated with a merchant location, the device identifier received by the user computing device at the merchant location;
• retrieving a facial template associated with the user account from a plurality of stored facial templates for a plurality of users;
• adding the facial template associated with the user account to a log of one or more facial templates associated with the merchant location, the log including less than all of the plurality of stored facial templates for the plurality of users;
• transmitting, to a service computing device associated with the merchant location, the log including the facial template associated with the user account, the service computing device identifying the user account by determining that a value of similarity between an image template generated from a captured image of the user and the facial template associated with the user account is greater than a predetermined value of similarity;
• and
• receiving, from the service computing device, updated account data in response to the service computing device determining that the value of similarity is greater than the predetermined value of similarity.

One or more non-transitory computer readable media that collectively store instructions that when executed by one or more processors cause the one or more processors to perform operations, the operations comprising:

• receiving, from a user computing device, an account identifier corresponding to a user account associated with a user associated with the user computing device and a device identifier associated with a merchant location, the device identifier received by the user computing device at the merchant location;
• retrieving a facial template associated with the user account from a plurality of stored facial templates for a plurality of users;
• adding the facial template associated with the user account to a log of one or more facial templates associated with the merchant location, the log including less than all of the plurality of stored facial templates for the plurality of users;
• transmitting, to a service computing device associated with the merchant location, the log including the facial template associated with the user account, the service computing device identifying the user account by determining that a value of similarity between an image template generated from a captured image of the user and the facial template associated with the user account is greater than a predetermined value of similarity;
• and
• receiving, from the service computing device, updated account data in response to the service computing device determining that the value of similarity is greater than the predetermined value of similarity.