Systems and methods for acceptance of payments to a business demand deposit account

A method for integrated account opening, comprising:

• in an information processing apparatus comprising at least one computer processor:
• receiving, from a prospective customer, a request to open a demand deposit account (DDA);
• opening the DDA;
• opening a non-DDA account for the prospective customer;
• linking the non-DDA account to the DDA account;
• and
• presenting information for the DDA and the non-DDA account in a mobile application.

A method for integrated account management, comprising:

• in an information processing apparatus comprising at least one computer processor:
• receiving, from an online portal, a customer interaction with one of a plurality of customer accounts, the customer account integrated with each other;
• generating an abstraction for transactions involving each account from a plurality of systems;
• applying a rule to identify a feature to make available to the customer;
• and
• presenting the feature to the customer in the online portal.