US 2020/0404488 A1 · CO-LOCATION SECURITY SYSTEM

Abstract

An interaction security system for user verification utilizes co-location in order to more accurately identify a user location. The system identifies a user computer system location based a location determination component for the user computer systems. Moreover, the system identifies a resource accessory location of a resource accessory. The resource accessory location may be determined in a number of different ways, including, but not limited to, a location determination component of the resource accessory. The system may utilize a time requirement and/or a geo-location requirement in order to maintain verification of the user for a period of time and/or within a specific location. Moreover, the system may require the user to take an action with respect to the resource accessory before verifying the user location for an interaction.

Claims20

Dependent claims

An interaction security system for user verification, the system comprising:

one or more memory components having computer readable code stored thereon;
and
one or more processing components operatively coupled to the one or more memory components, wherein the one or more processing components are configured to execute the computer readable code to:
receive an indication of an interaction involving a user, wherein the user entered the interaction through a user computer system;
identify a user computer system location;
identify a resource accessory location of a resource accessory, wherein the resource accessory is the resource accessory of the user;
determine when the user computer system location and the resource accessory location meet a location requirement;
and
verify the user for the interaction when the location requirement is met.

6 more elements

A computer implemented method for an interaction security system for user verification, the method comprising:

receiving, by one or more processors, an indication of an interaction involving a user, wherein the user entered the interaction through a user computer system;
identifying, by the one or more processors, a user computer system location;
identifying, by the one or more processors, a resource accessory location, wherein the resource accessory is the resource accessory of the user;
determining, by the one or more processors, when the user computer system location and the resource accessory location meet a location requirement;
and
verifying, by the one or more processors, the user for the interaction when the location requirement is met.

3 more elements

Dependencies are inferred from the claim text.

Co-location security system

Life of this patent

Co-location security system

Life of this patent

Abstract

Claims20