System, Method, and Apparatus for Personalizing Transactions
AssigneeVisa International Service Association
InventorVincent Travis Cluxton
Life of this patent
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Abstract
Described herein are systems, methods, and apparatuses for personalizing transactions. The systems, methods, and apparatuses may include an acceptance device receiving an account credential, generating a transaction request message, transmitting the transaction request message, and receiving an authorization response message comprising a multimedia object associated with the account credential. The acceptance device may output the multimedia object.
Claims20
A method for personalizing a transaction, comprising:
- receiving, by an acceptance device, an account credential;
- generating, by the acceptance device, a transaction request message comprising at least the account credential;
- transmitting, by the acceptance device, the transaction request message;
- receiving, by the acceptance device, an authorization response message indicative of whether the transaction was approved or declined, wherein the authorization response message further comprises a multimedia object associated with the account credential;
- and
- outputting, by the acceptance device, the multimedia object.
A method for personalizing a transaction, comprising:
- receiving, by at least one server, a transaction request message comprising at least an account credential;
- retrieving, by the at least one server, a multimedia object associated with the account credential;
- generating, by the at least one server, an authorization response message, wherein the authorization response message comprises at least an indication of transaction approval and the multimedia object;
- and
- transmitting, by the at least one server, the authorization response message to an output device.
A system for personalizing a transaction, comprising:
- an acceptance device;
- and
- at least one server configured to:
- receive a transaction request message comprising at least an account credential;
- retrieve a multimedia object based on the account credential;
- generate an authorization response message, wherein the authorization response message comprises at least an indication of transaction approval and the multimedia object;
- and
- transmit the authorization response message;
- wherein the acceptance device is configured to:
- receive the account credential;
- generate the transaction request message;
- transmit the transaction request message;
- receive the authorization response message;
- and
- output the multimedia object.
Dependencies are inferred from the claim text.