Systems, devices and methods for computer automated assistance for disparate networks and internet interfaces

For use with a social network website that implements user profiles, each user profile having a user identifier, and with transactions involving products or services offered for purchase by users at a plurality of seller websites, a method implemented using one or more computer processor circuits and comprising:

• communicating, from the social network website to a remote site, a particular user-identifier corresponding to a particular user-profile that is associated with a particular user, the communication being responsive to a seller transfer request that is part of a purchase transaction involving products or services to be made by the particular user from a seller website that is associated with a seller and that is used to share the transfer request via an indication for the purchase transaction on the social network website;
• communicating, from the social network website to the one or more computer processor circuits, data for the purchase transaction to be made by the particular user based on a user profile associated with the particular user, the data including at least a purchase amount and a particular payment network identifier assigned to the particular user, the particular payment network identifier being selected from a plurality of disparate payment networks based on stored rules in the user profile for effecting the transaction;
• and
• using at least one computer processor circuit, performing a set of operations that include each of:
• receiving data for the purchase transaction, including data for the purchase transaction received from the seller, from the social network website;
• receiving data for the purchase transaction from the particular user via a communication link associated with the social network website;
• verifying the purchase transaction by reviewing or assessing, for consistency, the data for the purchase transaction that is received from the social network website and the data for the purchase transaction that is received from the particular user, including the purchase amount and the particular payment network identifier;
• identifying an association between the particular user-identifier and the particular payment network identifier;
• selecting a payment network identifier from among the plurality of disparate payment networks that corresponds with the selected payment network identifier and as part of a request to debit the purchase amount;
• and
• authorizing the purchase transaction and outputting data indicative of the authorization, wherein the payment network of a buyer is disparate from a payment network associated with the seller used to complete the transaction, and the payment network associated with the seller is does not automatically receive identification of the payment network of the buyer for the transaction.