Identity verification method and apparatus

A non-transitory computer-readable storage medium storing instructions executable by one or more processors, wherein execution of the instructions causes the one or more processors to perform operations comprising:

• receiving from a computing device an identity verification request for identity verification of a user of the computing device for accessing a service system, wherein the identity verification request comprises device environment information of the computing device, wherein the device environment information comprises one or more of:
• identity ID information, and WI-FI information, LBS (location-based service) information, and IP (Internet Protocol IP) address;
• determining a credibility of the computing device according to (i) the device environment information of the computing device and (ii) historical feature information comprising device environment information of a historical device used by the user, wherein the historical device previously logged into the service system or underwent a previous identity verification for accessing the service system;
• determining, according to the credibility of the computing device, an identity verification policy for performing identity verification on the user, wherein the identity verification policy comprises one or more of:
• an identity verification information type, an identity verification information amount, and an identity verification threshold range;
• and
• performing identity verification on the user according to the identity verification policy.

A system, comprising one or more processors and one or more non-transitory computer-readable storage media storing instructions executable by the one or more processors, wherein execution of the instructions causes the one or more processors to perform operations comprising:

• receiving from a computing device an identity verification request for identity verification of a user of the computing device for accessing the system, wherein the identity verification request comprises device environment information of the computing device, wherein the device environment information comprises one or more of:
• identity ID information, and WI-FI information, LBS (location-based service) information, and IP (Internet Protocol IP) address;
• determining a credibility of the computing device according to (i) the device environment information of the computing device and (ii) historical feature information comprising device environment information of a historical device used by the user, wherein the historical device previously logged into the system or underwent a previous identity verification for accessing the system;
• determining, according to the credibility of the computing device, an identity verification policy for performing identity verification on the user, wherein the identity verification policy comprises one or more of:
• an identity verification information type, an identity verification information amount, and an identity verification threshold range;
• and
• performing identity verification on the user according to the identity verification policy.