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US 2020/0287892 A1Published application
Enhancing transaction authentication with privacy and security enhanced internet geolocation and proximity
AssigneeEarly Warning Services, LLC
InventorRavi Ganesan
Life of this patent
Estimating the term…
Abstract
Transaction authentication with techniques and geolocation are combined to provide privacy and security enhanced geolocation. In an example implementation, a user initiates a transaction at a web service which in turns triggers a security server. The security server uses its always on connection with the combined client on user security device to perform geolocation, proximity and transaction authentication. These results may be used by the web service to make a decision on whether to proceed with the transaction.
Claims21
(canceled)
A computerized system, comprising:
- a processor;
- and
- memory, the memory holding instructions that, when executed by the processor, cause the system to perform operations including:
- receiving, from a web server, a request for a transaction initiated at a first user device;
- transmitting, to a second user device, a one-time password derived at least in part from 1) a secret shared with the web server, and 2) details of the transaction;
- receiving, from a first slave server, a first message originating from the first user device and passing through the first slave server, the message indicating a travel time of the first message from the first user device to the first slave server;
- and
- receiving, from a second slave server, a second message originating from the second user device and passing through the second slave server, the second message indicating a travel time of the second message from the second user device to the second slave server;
- and
- based on the travel times indicated in the first and second messages, estimating the geographic proximity of the first and second user devices.
7 more elements
A method, comprising:
- receiving, from a web server, a request for a transaction initiated at a first user device;
- transmitting, to a second user device, a one-time password derived at least in part from 1) a secret shared with the web server, and 2) details of the transaction;
- receiving, from a first slave server, a first message originating from the first user device and passing through the first slave server, the message indicating a travel time of the first message from the first user device to the first slave server;
- and
- receiving, from a second slave server, a second message originating from the second user device and passing through the second slave server, the second message indicating a travel time of the second message from the second user device to the second slave server;
- and
- based on the travel times indicated in the first and second messages, estimating the geographic proximity of the first and second user devices.
4 more elements
Dependencies are inferred from the claim text.