Method and System for Determining Terminal Locations

A user device comprising:

• a processor;
• and
• a memory including instructions that, when executed with the processor, cause the user device to at least:
• obtain, at periodic intervals, location data for the user device, the location data comprising geographic locations of the user device obtained at different points in time;
• detect that a transaction has been conducted with a resource provider via an access device physically located at the resource provider;
• determine a time associated with the conducted transaction;
• and
• provide, to a service computer within a terminal locator system, at least two different geographic locations of the user device, wherein the at least two different geographic locations of the mobile device are provided by virtue of being proximate to the time associated with the conducted transaction, wherein the service computer is caused to determine a location of the access device using a function that takes as input the at least two different geographic locations of the mobile device.

A computer-implemented method comprising:

• obtaining, by a user device at periodic intervals, location data for the user device, the location data comprising geographic locations of the user device obtained at different points in time;
• detecting, by the user device, that a transaction has been conducted with a resource provider via an access device physically located at the resource provider;
• determining, by the user device, a time associated with the conducted transaction;
• and
• providing, by the user device to a service computer within a terminal locator system, at least two different geographic locations of the user device, wherein the at least two different geographic locations of the mobile device are provided by virtue of being proximate to the time associated with the conducted transaction, wherein the service computer is caused to determine a location of the access device using a function that takes as input the at least two different geographic locations of the mobile device.