Prepaid rewards credited to a transaction account
AssigneeAmerican Express Travel Related Services Company, Inc.
InventorsDAVID WOLF, SRIPRIYA V. TIKU, SCOTT M. ROEN, Jennifer M. Russo
Life of this patent
Estimating the term…
Loading patent…
AssigneeAmerican Express Travel Related Services Company, Inc.
InventorsDAVID WOLF, SRIPRIYA V. TIKU, SCOTT M. ROEN, Jennifer M. Russo
Estimating the term…
A system and method provide rewards or loyalty incentives to card member customers. The system includes an enrolled card member customer database, an enrolled merchant database, a participating merchant offer database and a registered card processor. The enrolled card member customer database includes transaction accounts of card member customers enrolled in a loyalty incentive program. If the purchase qualifies for a rebate credit, the registered card processor provides the rebate credit to an account of the enrolled card member customer. The registered card processor also provides for electronic notification of rewards offers or credit to prepaid cards, in response to purchases conforming to a specific set of merchant criteria. The system provides a coupon-less way for merchants to provide incentive discounts and/or credits to enrolled customers, along with notifying customers of other available incentive offers.
A method, comprising:
A tangible, non-transitory computer-readable storage medium having computer-executable instructions stored thereon that, if executed by a computer based system, causes the computer based system to be capable of performing a method comprising:
A system comprising:
Dependencies are inferred from the claim text.