Anonymous Mobile Payment And Order Delivery System

A method for making an anonymous payment at a merchant's place of business using an anonymous mobile payment system, the method comprising the steps of:

• associating a user account with user payment data inserted by the user;
• associating a merchant account with merchant payment receipt data;
• utilizing a mobile device's Global Positioning System (GPS) to determine that the user is within a predetermined radius of a merchant's place of business;
• prompting the user to take a self-portrait photo with the mobile device;
• recording the user's location, date, time and user identification at the time the self-portrait photo is taken;
• generating a unique random identifier code through a proprietary algorithm using the metadata from the self-portrait photo, the user's location, the user's identification, the date and the time, among other factors;
• associating the unique random identifier code and/or self-portrait photo with the mobile device of a user;
• communicating with the merchant's point-of-sale computer to open a tab identified on the computer by the self-portrait photo;
• associating at least one of the unique random identifier code and the self-portrait photo with a user's tab open at a merchant's point-of-sale (“POS”) computer;
• receiving a request from the mobile device of the user to pay the tab identified by the unique random identifier code;
• obtaining a current total tab amount for the user's tab;
• displaying the current total tab amount on the user's mobile device;
• determining an extended total tab amount based on the current total tab amount and applicable taxes and fees;
• communicating with the Merchant Payment Systems to cause payment of the extended total tab amount to be authorized from the user account;
• communicating to the mobile device of the user that the payment of the estimated total tab amount is successfully authorized;
• obtaining a final total tab amount for the user's tab associated with at least one of the unique random identifier code and self-portrait photo;
• providing the payment from the user account to the merchant account through the Merchant Payment Systems;
• and
• communicating with the user a confirmation that the estimated total tab amount was successfully paid.