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US 2019/0378123 A1Published application
Electronic system for arranging foreign services
AssigneeVisa International Service Association
InventorsGeok Peng Chua, Lori Inouye, Dushyant Saran, Sonal Singla, Georgianna Waters
Life of this patent
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Abstract
The disclosed system allows a foreign buyer to use a computer system to review services, select services and pay for services at pre-arranged prices.
Claims20
A payment system for foreign service payments using a payment device from a payment device provider comprising :
- a server for receiving payment device credentials;
- in response to the payment device credentials being verified by the server;
- providing a computer executable link via the server wherein a client may select a plurality of service features using the computer executable link wherein the service features comprise at least one from a group comprising:
- a service from a plurality displayed services;
- a current location;
- a desired location;
- a desired service time;
- a service provider;
- wherein selected features of the computer executable link are communicated according to an application programming interface (API);
- receiving, via the API, the selected features at the server;
- in response to receiving the selected features as part of the computer executable link, executing a selection algorithm on a selection server to identify an optimal:
- determined service provider;
- determined service location;
- determined service time;
- wherein the determined service provider and determined service location have a pre-existing financial arrangement with the payment device provider;
- determining financial terms for the service using a pricing algorithm executing on a financial server in view of the:
- determined service provider,
- determined service location,
- determined service time,
- discount based on the payment device provider;
- and
- executing on the server a monetary transfer using a value on the payment device using the payment device credentials.
19 more elements
A user interface for a payment system for foreign service payments using a payment device from a payment device provider comprising:
- a user interface for receiving payment device credentials;
- in response to the payment device credentials being verified by a payment server;
- providing a computer generated display that includes an executable link wherein the user interface displays a plurality of service features available using the executable link wherein the service features comprise at least one from a group comprising:
- a service from a plurality displayed services;
- a current location
- a desired location;
- a desired service time;
- a service provider;
- wherein selections of the executable link are communicated according to an API;
- receiving, via the API, the selections at the payment server;
- in response to receiving the selections as part of the executable link, executing a selection algorithm on the payment server to identify an optimal:
- determined service provider;
- determined service location;
- determined service time;
- displaying in the user interface the optimal:
- determined service provider;
- determined service location;
- determined service time;
- wherein the determined service provider and determined service location have a pre-existing financial arrangement with the payment device provider;
- determining financial terms for the service using a pricing algorithm executing on the payment server in view of the:
- determined service provider,
- determined service location,
- determined service time,
- discount based on the payment device provider;
- displaying the determined financial terms for the service in the user interface;
- executing on the payment server a monetary transfer using a value on the payment device using the payment device credentials;
- and
- displaying details of the monetary transfer on the user interface.
25 more elements
A method for foreign service payments using a payment device from a payment device provider comprising :
- receiving payment device credentials in a user interface provided by a server;
- in response to the payment device credentials being verified by the server;
- providing an executable link via the server wherein a client may select a plurality of selections using the executable link wherein the selections comprise at least one from a group comprising:
- a service from a plurality displayed services;
- a current location;
- a desired location;
- a desired service time;
- a desired service provider;
- wherein selections of the executable link are communicated according to an application programming interface (API);
- receiving, via the API, the selections at the server;
- in response to receiving the selections as part of the executable link, executing a selection algorithm on the server to identify an optimal:
- determined service provider;
- determined service location;
- determined service time;
- wherein the determined service provider and determined service location have a pre-existing financial arrangement with the payment device provider;
- determining financial terms for the service using a pricing algorithm executing on the server in view of the:
- determined service provider,
- determined service location,
- determined service time,
- discount based on the payment device provider;
- and
- executing on the server a monetary transfer using a value on the payment device using the payment device credentials.
19 more elements
Dependencies are inferred from the claim text.